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Brad Brain Financial Planning Inc.

 
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Medical Underwriting

So many people spend their health gaining wealth, and then have to spend their wealth to regain their health. 

~A.J. Reb Materi, Our Family 

  

Critical Illness Insurance

 
CI Insurance with FutureBright CI Insurance with Lifecheque    

The policies below do not require medical underwriting. Other products, including those that will require medical underwriting, are also available. For more information on critical illness insurance, please contact us.

 
Critical Illness Insurance with FutureBright

  • If you survive a covered critical illness, this pays a tax-free lump sum 30 days after diagnosis

  • Illness only

  • Policy is independent of work status

  • Guaranteed issue CI, which means no medical questions and no medical examination.

  • $25,000 coverage for $29.80 per month* to age 65

  • Coverage for Heart Attack, Coronary Artery Bypass Surgery, Stroke, Life Threatening Cancer, Parkinson’s Disease, Alzheimer’s Disease, Multiple Sclerosis,  Kidney Failure, Paralysis,  Blindness,  Deafness, Loss of Speech, Benign Brain Tumor, Coma, Major Burns, Major Organ Transplant, Major Organ Failure Requiring Transplant, Motor Neuron Disease

 

**Remember to take special note of the pre-existing conditions clause. Always read policies thoroughly before signing.

*Subject to change without notice. Rates as of August 9, 2011

 
Critical Illness Insurance with Lifecheque

  • If you survive a covered critical illness, this pays a tax-free lump sum 30 days after diagnosis

  • Illness only

  • Policy is independent of work status

  • Guaranteed issue CI, which means no medical

  • $25,000 coverage with rates based on age and smoking status. Rates increase every 5 years to age 75. No new policies after age 60.

  • Return of premium available to age 74. Return of premium may not be selected for new policies after age 55. Up to $25,000 in premiums returned.

  • Coverage for cancer, heart attack or stroke, or coronary bypass or aortic surgery.

GET A QUOTE or APPLY ONLINE

**Remember to take special note of the pre-existing conditions clause. Always read through your policy before signing.

* Rates are subject to change without notice

 

 

Brad Brain is an insurance representative and is licensed for the sale of health insurance products in the province of British Columbia.

Please be aware that the personalized service of a professional is not likely to be duplicated over the Internet. While online quotes may be convenient, and even perfectly acceptable, any online quotes obtained are not necessarily for the best price nor for the most suitable product. Insurance policies and rates may vary for individual persons and individual circumstances. Quotes are not guaranteed as policy premiums. For a more complete Insurance evaluation, please contact Brad Brain.

If you currently do not reside in the province of British Columbia, feel free to contact us and we will recommend you to an insurance broker in your province of residence.

 

The information in this communication is subject to change without notice.

 

 

Brad Brain Financial Planning Inc.

Manulife Securities Incorporated

Suite 101 9705 100 Ave

Fort St. John, BC V1J 1Y2

 

Phone: (250) 785-1655 Fax: (250) 785-1650

 

Email: Brad Brain CFP, R.F.P., CLU, Ch.F.C., FCSI

Senior Financial Advisor

 

Violet Chase

Executive Administrator

 

Manulife Securities Disclaimers

 

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