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Brad Brain Financial Planning Inc.

Manulife Securities Incorporated

Manulife Securities Insurance Agency
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Medical Underwriting

So many people spend their health gaining wealth, and then have to spend their wealth to regain their health. 

~A.J. Reb Materi, Our Family 

  

Critical Illness Insurance

 
CI Insurance with FutureBright CI Insurance with Lifecheque    

The policies below do not require medical underwriting. Other products, including those that will require medical underwriting, are also available. For more information on critical illness insurance, please contact us.

 
Critical Illness Insurance with FutureBright

  • If you survive a covered critical illness, this pays a tax-free lump sum 30 days after diagnosis

  • Illness only

  • Policy is independent of work status

  • Guaranteed issue CI, which means no medical questions and no medical examination.

  • $25,000 coverage for $29.80 per month* to age 65

  • Coverage for Heart Attack, Coronary Artery Bypass Surgery, Stroke, Life Threatening Cancer, Parkinson’s Disease, Alzheimer’s Disease, Multiple Sclerosis,  Kidney Failure, Paralysis,  Blindness,  Deafness, Loss of Speech, Benign Brain Tumor, Coma, Major Burns, Major Organ Transplant, Major Organ Failure Requiring Transplant, Motor Neuron Disease

 

**Remember to take special note of the pre-existing conditions clause. Always read policies thoroughly before signing.

*Subject to change without notice. Rates as of April 15, 2009

 
Critical Illness Insurance with Lifecheque

  • If you survive a covered critical illness, this pays a tax-free lump sum 30 days after diagnosis

  • Illness only

  • Policy is independent of work status

  • Guaranteed issue CI, which means no medical

  • $25,000 coverage with rates based on age and smoking status. Rates increase every 5 years to age 75. No new policies after age 60.

  • Return of premium available to age 74. Return of premium may not be selected for new policies after age 55. Up to $25,000 in premiums returned.

  • Coverage for cancer, heart attack or stroke, or coronary bypass or aortic surgery.

GET A QUOTE or APPLY ONLINE

**Remember to take special note of the pre-existing conditions clause. Always read through your policy before signing.

* Rates are subject to change without notice

 

 

Brad Brain is an insurance representative through Manulife Securities Insurance Agency, and Brad Brain Financial Planning Inc., and is licensed for the sale of health insurance products in the province of British Columbia.

Any quotes obtained are not necessarily for the best price nor for the most suitable product. Insurance policies and rates may vary for individual persons and individual circumstances. Quotes are not guaranteed as policy premiums. For a more complete Insurance evaluation, please contact your Manulife Securities Insurance Agency representative.

If you currently do not reside in the province of British Columbia, feel free to contact us and we will recommend you to an insurance broker in your province of residence.

 

The information contained herein is for Canadian residents only and does not constitute an offer to sell or a solicitation in any jurisdiction in which Manulife Securities or its Advisors are not appropriately licensed or registered or where any Product of Service is not eligible for sale. Details are available on request

 

Brad Brain and Manulife Securities Incorporated and Manulife Securities Insurance Agency do not make any representation that the information in any linked site is accurate and will not accept any responsibility or liability for any inaccuracies in the information not maintained by them, such as linked sites. Any opinion or advice expressed in a linked site should not be construed as the opinion or advice of Brad Brain, Manulife Securities Incorporated and Manulife Securities Insurance Agency. The information in this communication is subject to change without notice

 

Insurance products and services are offered through Manulife Securities Insurance Agency (a licensed life insurance agency and affiliate of Manulife Securities) by Manulife Financial Advisors licensed as life agents.

 

Manulife Securities and the block design are registered service marks and trade marks of The Manufacturers Life Insurance Company and are used by it and its affiliates including Manulife Securities Incorporated and Manulife Securities Insurance Agency.

 

The information in this communication is subject to change without notice.

 

Manulife Securities Incorporated is a Member CIPF

Brad Brain Financial Planning Inc.

Manulife Securities Incorporated

Manulife Securities Insurance Agency

Suite 101 9705 100 Ave

Fort St. John, BC V1J 1Y2

Phone: (250) 785-1655 Fax: (250) 785-1650

Email: Brad Brain, Financial Planner

 Meagan Mueller, Executive Administrator

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