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www.bradbrainfinancial.com | site map | contact us Brad Brain Financial Planning Inc.
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Insurance Home
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Quit worrying about your health. It'll go away. - Robert Orben |
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Medical Underwriting |
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Not every insurance product or provider requires medical underwriting, but evidence of good health may help to lower insurance premiums. Some insurance companies request medical examinations to provide them with a snapshot of the applicant's current health conditions. This information is then used to determine the applicant's insurability. Abnormal findings can create problems in obtaining this coverage and possibly with future applications as well.
Just as you would spruce yourself up for a family photo, the following tips can help you make sure the picture presented is the best possible picture for the insurance company.
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| Non-Medical Underwriting |
Not only do your age,
gender and body type affect insurance underwriting, but possible so could
your habits and hobbies. If you engage in:
Or any other potentially hazardous activities, they could potentially affect your insurability. Always disclose all relevant information to your insurance company. Any information that is false, incomplete, or misleading may void a policy.
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Brad Brain is an insurance representative and is licensed for the sale of health insurance products in the province of British Columbia. Please be aware that the personalized service of a professional is not likely to be duplicated over the Internet. While online quotes may be convenient, and even perfectly acceptable, any online quotes obtained are not necessarily for the best price nor for the most suitable product. Insurance policies and rates may vary for individual persons and individual circumstances. Quotes are not guaranteed as policy premiums. For a more complete Insurance evaluation, please contact Brad Brain. If you currently do not reside in the province of British Columbia, feel free to contact us and we will recommend you to an insurance broker in your province of residence.
The information in this communication is subject to change without notice.
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Brad Brain Financial Planning Inc. Manulife Securities Incorporated Suite 101 9705 100 Ave Fort St. John, BC V1J 1Y2
Phone: (250) 785-1655 Fax: (250) 785-1650
Email: Brad Brain CFP, R.F.P., CLU, Ch.F.C., FCSI Senior Financial Advisor
Executive Administrator
Manulife Securities Disclaimers
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